Specialty Collection Services

Although our approach is not overly aggressive, it is extremely persuasive. Our Account Representatives are trained to use the most ethical forms of collection as provided by the Fair Debt Collections Practices Act. We assign one third less accounts to each Representative than the average collection agency. This assures that each account is given the time and attention needed to increase recovery and avoid the skimming process.

Consumers are encouraged to pay off the account in full as quickly as possible. Our Representatives listen to their needs and work with them to find the best possible solution to achieve this.

Our office uses premium skiptracing resources to aid in the process of relocating the missing consumer. We also have the ability to report accounts to a consumer’s credit bureau. This option will make the debt more of a priority for the consumer. Our office adheres to all Fair Credit Reporting Act laws and regulations.

Should the consumer fail to make adequate payment arrangements, legal action may become a necessary step. Actions that can be taken on a judgment can consist of an execution to the sheriff, garnishment of wages or a bank levy. Our Representatives will attempt to locate assets and employment information to help with the recovery if a judgment is obtained.

WE SERVICE: