What A Credit-Card Interest Rate Cap Would Mean For Consumers
A credit‑card rate cap would lower interest costs but could reduce access to credit and rewards.
How To Spot ‘Phantom’ Debt Collectors
Scammers posing as debt collectors use fear to trick you into paying money you don’t owe, know the warning signs to protect yourself.
Senate Introduce Legislation Capping Credit Card Late Fees
Senate Democrats introduced the Credit Card Fairness Act to cap most credit card late fees at $8, aiming to curb “predatory charges” that cost consumers billions.
Bankruptcy Filings Soar In 2025
Bankruptcies jumped in 2025 due to high rates, inflation, and rising debt, but remain closer to historical norms than crisis levels.