Commercial Collections

If you have a debt owed against a business, the account may qualify for a reduced rate. Although our collection methods are similar to Direct Action, the process is slightly different.

Express Collections will verify corporation standing through local and state offices to determine the responsible party.

If the business is not incorporated, the owner of a sole proprietorship may be responsible. If the business is incorporated, an LLC, or LLP, we can verify corporation standing to determine if the business is at risk of dissolving.

In order to qualify for the commercial collection rate;

  • the delinquent balance must be owed by a business
  • the balance owing must be over $500
  • the business must still be in operation


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Express Collections, Inc.
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Payment Processing
P.O. Box 9307
Rapid City, SD 57709
Phone: (605) 343-1311 

818 Saint Joseph St. #200
Rapid City, SD 57701
Phone: (605) 341-3328
Fax: (605) 342-7195

Wyoming Call Center
Sales & Collections 
Phone: (307) 622-8240
Fax: (866) 701-1541